A fire retardant material for application to textiles has been patented. It comprises ammonium polyphosphate particles microencapsulated within a melamine resin or melamine-based resin and melamine-based particles retained in a base material. The weight to weight ratio of ammonium polyphosphate particles microencapsulated within a melamine or melamine-based resin and melamine-based particles is from 3:1 to 1:3.